Touring in Hurricane Season: Is it Definitely worth the Danger?

Amongst main carriers, solely Southwest Airlines doesn’t cost a change price. The service flies to a number of coastal and island locations, together with Belize, Cancún, Fort Lauderdale, Fla., Grand Cayman, Puerto Rico, Nassau and the Turks and Caicos.

You possibly can insure each the airline ticket and lodging prices in addition to any nonrefundable excursions booked by shopping for journey insurance coverage. However the secret is to purchase it earlier than a storm hits; journey insurance coverage is barely out there earlier than a storm is recognized.

“Insurance coverage is designed to guard from the unexpected and the surprising,” mentioned Beth Godlin, the president of Aon Affinity Journey Observe, which supplies insurance coverage to quite a lot of journey corporations. “It’s essential for purchasers to know, for those who’re going to purchase, purchase early.”

Vacationers shopping for insurance coverage can anticipate to spend between four and 10 p.c of the price of the journey, mentioned Stan Sandberg, the co-founder of, an internet site that compares insurance policies.

Costs range primarily based on what they cowl and the way beneficiant they’re with pay outs. Some cowl 100 p.c of journey interruption, and others 150 p.c. Remuneration for misplaced baggage can run $500 to $1,000. Medical evacuation could also be coated at $50,000 or $150,000. Customers ought to examine advantages earlier than shopping for and, within the case of hurricane protection, examine relevant phrases. Most will cowl coverage holders when a vacation spot is deemed uninhabitable, as was Puerto Rico after Hurricane Maria struck in 2017, or evacuation is obligatory.

It’s additionally value noting that purchasing journey insurance coverage is a consideration that goes past climate. For instance, cruises often reroute throughout storms, quite than cancel, however Bob Levinstein, the chief govt officer of, a cruise-comparison web site,…

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